Personal liability insurance

In addition to health insurance, which is compulsory in Germany, we strongly recommend that our international students take out personal liability insurance. It protects the private policyholder against claims from third parties within the agreed cover amount. Personal liability insurance covers the typical risks of everyday life (e.g. damage to a car caused by a bicycle accident). In particular, liability arising from house and apartment ownership is also insured to a limited extent, as is liability arising from sports activities. You can also take out insurance in your home country. However, please make sure that the insurance is also valid abroad.